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For every stage of life, we
have financial solutions to
fit your needs!

How it Works

Whether your goals are financial or personal, you can use the equity in your home to make it all happen! Discover how to begin the application process and start planning for the future.

Over the years, the value of your home has grown, and you have diligently paid down your mortgage. With a Capital Direct home equity loan you can turn your home's increased value into money you can work, plan, and live with.

Are you using your home equity to your greatest advantage? You can use home equity to create extra income by adding a rental suite, build your net worth with an investment property, simplify your debt payments and achieve other important goals. Get the most out of your investment in your home. Imagine what you can achieve when you have access to all the money you need.

Personalized Options

Home equity is not based on what you paid for your home, but on the current value.

Notice that we said "current value of your home". If real estate prices have gone up in your area, and the value of your home has increased, your equity will have increased as well. Therefore, if the $250,000 home described above increases in value by $50,000, your equity in the home will also increase by $50,000.

Fill Out Our 4-Minute Equity Loan Application

Your goals are closer than they appear, and a home equity loan can get you to the finish line. Click here and use the equity in your home.

Were putting our money where our mouth is. Get the lowest rate on your home equity loan from Capital Direct, or we’ll give you $500

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End-to-end service
Our mortgage planners have a deep understanding of using home equity to accomplish your goals. Whether it's a down payment on a second property, education, or getting back to one payment per month, we'll help you reach your goals and get back to living well. To see a sample of what we offer, read our tips and strategies, available online for free.
End-to-end service
We'll guide you through each step of the borrowing process. If others are involved, such as lawyers, real estate agents, credit bureaus, or your bank, we'll make sure you understand the information you need to provide, and we'll help you with every step.
Sound Guidance and Advice
It's our goal to help you reach your goals, whether they be the reduction of high interest debt, the purchase of a home, or a new venture in your life.