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Flexi Line™

With Capital Direct Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Renovate and upgrade your home, consolidate and simplify your debts, expand or support your business - whatever you need the money for, you can turn your home’s value into money you can work, plan and live with. Capital Direct’s rapid approvals are based primarily on the equity value of your home, so you'll have your money within days.


Could you use $80,000, $280,000 or even $2.8 million?

3 Simple Steps

Step 1 Apply Online
Fill out our 4-minute Equity Loan Application
Step 2 Get Approved
Your home equity is key to your approval
Step 3 Get Your Money
Loan funds can be deposited into your bank account within 3 business days of your approval.

With Capital Direct Flexi Line™ you can take what you need when you need it, and pay it down when it works for you.

Pay back at your own pace minimum payment requirements. Pay some, borrow some more. It's a perfect way to deal with unexpected expenses or plan for desired renovations.

What people are saying

Friendly and Helpful Staff

Real Estate TD predicts that house price inflation in Canada is set to resume: According to CBC, rents rise 10% year-over-year in Canada in January 2024; recent data such as this is making it very difficult for Bank of Canada to start thinking about cutting rates...

Bruce B. Pemberton, BC

Very grateful and thank you all

Very grateful and thank you all! The service from our mortgage planner was excellent. Greg and Macy really clarified everything we needed to know. We are very happy with the service provided.

Nhu Hoang N. Surrey, BC

Great service

Great service, very professional. I wanted to own home with payments to suit my needs. I have dealt with Macy for year. Always very helpful and professional.

Christine H. Chilliwack, BC

Professional treatment

Professional treatment. Straight forward and upfront. No hidden fees. Our current bank rejected our request for an equity loan. I applied at Capital Direct and got approved!

Graham A. Abbotsford, BC

Friendly and Helpful Staff

Real Estate TD predicts that house price inflation in Canada is set to resume: According to CBC, rents rise 10% year-over-year in Canada in January 2024; recent data such as this is making it very difficult for Bank of Canada to start thinking about cutting rates...

Bruce B. Pemberton, BC

Very grateful and thank you all

Very grateful and thank you all! The service from our mortgage planner was excellent. Greg and Macy really clarified everything we needed to know. We are very happy with the service provided.

Nhu Hoang N. Surrey, BC

Great service

Great service, very professional. I wanted to own home with payments to suit my needs. I have dealt with Macy for year. Always very helpful and professional.

Christine H. Chilliwack, BC

Professional treatment

Professional treatment. Straight forward and upfront. No hidden fees. Our current bank rejected our request for an equity loan. I applied at Capital Direct and got approved!

Graham A. Abbotsford, BC

News & Insights

February 23, 2024
Fundamental Review
Real Estate TD predicts that house price inflation in Canada is set to resume: According to CBC, rents rise 10% year-over-year in Canada in January 2024; recent data such as this is making it very difficult for Bank of Canada to start thinking about cutting rates...
February 14, 2024
What to do if your mortgage application is denied
If you're turned down for a mortgage, it doesn't have to end your dreams of homeownership. Here's what to do next.
February 26, 2024
Fundamental Review
Real Estate. According to the Bank of Canada, the rise in Canadian rents is perfectly correlated with population growth. It is hoped that the recent changes to the foreign student visa program announced by the Federal Government will be implemented promptly to alleviate the pressure on Canadians who are struggling with skyrocketing...
February 23, 2024
Fundamental Review
Real Estate TD predicts that house price inflation in Canada is set to resume: According to CBC, rents rise 10% year-over-year in Canada in January 2024; recent data such as this is making it very difficult for Bank of Canada to start thinking about cutting rates...
February 14, 2024
What to do if your mortgage application is denied
If you're turned down for a mortgage, it doesn't have to end your dreams of homeownership. Here's what to do next.
February 26, 2024
Fundamental Review
Real Estate. According to the Bank of Canada, the rise in Canadian rents is perfectly correlated with population growth. It is hoped that the recent changes to the foreign student visa program announced by the Federal Government will be implemented promptly to alleviate the pressure on Canadians who are struggling with skyrocketing...
single-mothers

Capital Direct I Income Trust is Championing Single Mothers Together

As we start the year with excitement about initiatives and goals for 2024, we at the Cause We Care Foundation want to reflect and acknowledge, Capital Direct who played a part last year in our mission to help single mothers achieve economic security and create positive futures for themselves and their children. Lorem, ipsum dolor sit amet consectetur adipisicing elit. Alias tempora harum, vero fuga blanditiis minima quo, modi voluptatem voluptatum delectus a consectetur porro assumenda eos quam voluptates, fugit corporis neque?

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